Terms of Service

Welcome to BiniGo. By creating an account or using the app, you agree to these simple terms. If you do not agree, please do not use the app. Questions? Write to upadhyaybholanath46@gmail.com.

What BiniGo does

BiniGo is a personal money-tracking tool. You enter your expenses, budgets, reminders, trips, money-owed records and groups yourself, and the app helps you organise and calculate them. Entries made with the AI features (Scan Expense, BINI assistant) are only drafts — they are saved to your records only after you review and confirm them.

Your account

You are responsible for keeping your password safe and for the activity in your account. Give us accurate sign-in information and tell us if you believe someone else is using your account.

Your entries

The records you enter belong to you. Because the app calculates totals, balances and splits from what you type, please enter amounts carefully — we are not responsible for losses caused by wrong entries.

Not financial advice

Everything BiniGo shows — totals, budgets, balances, trip costs and charts — is a calculation of your own entries. It is not financial, tax or investment advice. Talk to a professional before making money decisions.

Acceptable use

• Use the app only for lawful, personal purposes.
• Do not try to access other users' data or break the app's security.
• Do not misuse, overload or attempt to copy the service.

Availability

BiniGo is provided "as is". We work hard to keep it running, but we do not guarantee it will always be available or error-free, and we may change or discontinue features over time.

Ending your use

You can stop using BiniGo at any time and ask us to delete your account and data (see our Privacy Policy). We may suspend accounts that misuse the app or these terms.

Changes to these terms

If we change these terms, we will update the effective date above. Continuing to use the app after a change means you accept it.